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						 Terms of Use 
								 
								The materials on this site are provided 'as is' and without warranties of any 
								kind, whether express or implied. To the fullest extent permitted by applicable 
								law, Dugger & Associates disclaims all warranties, express or implied, 
								including, but not limited to, implied warranties of merchantability or fitness 
								for a particular purpose. Dugger & Associates expressly disclaims any 
								warranty that the functions contained in the materials appearing on this site 
								will be uninterrupted or free of errors, that defects will be corrected, or 
								that this site or the server that makes this site available are free of viruses 
								or other harmful elements. Dugger & Associates makes no warranties or 
								representations, express or implied, regarding the use of the materials 
								appearing or services offered on this site with regard to their correctness, 
								reliability, accuracy, or otherwise. Neither Dugger & Associates nor its 
								affiliated or related companies or its content providers shall be responsible 
								or liable to any person, firm, or corporation for any loss, damage, injury, 
								claim, or liability of any kind or character based on or resulting from any 
								information contained on this site or services offered through this site.
								 
								 
								Unless otherwise stated, Dugger & Associates holds the copyright for all of 
								the articles presented on this site. The contents of this web site (the 
								'Materials') may not be copied, reproduced, republished, uploaded, posted, 
								transmitted, or distributed, in whole or in part, for any purpose other than 
								individual viewing of this web site, without the express prior written consent 
								of Dugger & Associates. Modification of the Materials or use of the 
								Materials for any purpose will constitute a violation of the copyrights and 
								other rights of Dugger & Asscoaites. For purposes of this Agreement, the 
								use of any Materials on any other web site or networked computer environment is 
								prohibited. 
						 
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